Quotes or Questions


Rating Factors:

  • Home features & characteristics
  • Location
  • Protective devices
  • Personal factors
  • Claims history


Common Coverages

  • Personal Contents- Protects your furniture, clothing, and other items in your home from specific causes of loss as defined by your policy.
  • Additional Living Expenses- Provides coverage for additional expenses incurred as a result of a covered loss under your policy.  Examples would include the cost to stay in a hotel or board your pet during home repairs. 
  • Personal Liability- Consists of two parts: bodily injury and property damage.  If an accident occurs that damages someone or something, personal liability can help pay for covered damages.
  • Medical Payments- Can help pay for medical or funeral expenses of someone who is injured on your property.