Dwelling Coverage- Protects the structure and items "built-in" against most causes of loss except those specifically excluded.
Other Structures- Covers property not attached to your house. This can include detached garage, gazebo or fences.
Personal Contents- Protects your furniture, clothing, and other items in your home from specific causes of loss as defined by your policy.
Additional Living Expenses- Provides coverage for additional expenses incurred as a result of a covered loss under your policy. Examples would include the cost to stay in a hotel or board your pet during home repairs.
Personal Liability- Consists of two parts: bodily injury and property damage. If an accident occurs that damages someone or something, personal liability can help pay for covered damages.
Medical Payments- Can help pay for medical or funeral expenses of someone who is injured on your property.